I can't see us getting the saving and even if we do it will be so insignificant for the average joe bloggs it will hardly make us all rush out to spend will it!
Interest rates onborrowing need to be slashed for those who already owe ie on credit cards, store cards ,mortgages and loans etc.A 12 month freexe should do it?
I mean the taxpayer has bailed the banks out its the least they could do
